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DATE OF
POSTING:
February 8, 2008
GROUP/DIVISION, DEPARTMENT:
Commercial Ag/Ag East Credit, Credit Eastern Region
LOCATION:
St Louis
GRADE:
B1
REPORTS TO:
Manager, Credit
Position Summary:
Assists in the
preparation of analyses and credit investigations of
routine credits in accordance with prescribed methods
and procedures. Prepares and/or assists in the
preparation of credit reports for appropriate staff or
committees. Assists with account servicing, credit
administration, and documentation. Provides support
with research and statistical analyses.
Knowledge and Skills:
Bachelor's degree in business,
finance, or relevant discipline and 1-2 years
experience, preferably in banking or financial services
industry; or appropriate combination of education and
experience. Basic knowledge of financial analysis,
including cash flow analysis, balance sheet analysis,
profitability, liquidity, and solvency analysis. Basic
knowledge of Generally Accepted Accounting Principles (GAAP),
taxation, legal forms of organizations, and business
law. Basic knowledge of financial modeling techniques
and preparation of pro forma financial statements.
Familiarity with cash flow
analysis, capital budgeting (internal rate of return,
net present value, etc.), and equity valuation
calculations.
Intermediate
ability to use spreadsheet, word processing, and
database applications.
Excellent interpersonal,
negotiation, oral and written communication skills.
Other Requirements:
Some travel required. |
