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DATE OF POSTING:
March 31, 2008
GROUP/DIVISION, DEPARTMENT:
Commercial Ag/Ag East Credit, Eastern
Region
LOCATION:
St. Louis
REPORTS TO:
Manager, Credit
Position Summary:
Prepares analyses and conducts credit investigations of
routine and more complex credits in accordance with
prescribed methods and procedures. Prepares and
presents credit reports to appropriate senior staff or
committees. Cosponsors or approves credits within
prescribed credit limits. Assists with account
servicing, credit administration, and documentation.
Provides support to credit manager and appropriate staff
with research and statistical analysis.
Knowledge and Skills:
Bachelor's degree in business, finance, or relevant
discipline and 1-5 years experience in credit/finance,
preferably in banking or financial services industry; or
appropriate combination of education and experience.
Basic knowledge of
financial analysis, including cash flow analysis,
balance sheet analysis, profitability, liquidity, and
solvency analysis.
Basic knowledge of
Generally Accepted Accounting Principles (GAAP),
taxation, legal forms of organizations, and business
law.
Intermediate
knowledge of financial modeling techniques and
preparation of pro forma financial statements.
Ability to perform
discounted cash flow analysis, capital budgeting
(internal rate of return, net present value, etc.), and
equity valuation calculations.
Advanced ability to
use spreadsheet, word processing, and database
applications.
Excellent
interpersonal, negotiation, presentation, oral and
written communication skills.
Other Requirements:
Some travel required. |
