CoBank is a national cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states.
We are also a proud member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture and the nation’s rural economy. In addition to serving its direct retail borrowers, the bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving approximately 70,000 farmers, ranchers and other rural borrowers in 23 states around the country.
Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and maintains an international representative office in Singapore.
As an integral member of the Farm Credit System, our mission is to serve as a relevant and dependable provider of credit and other value-added financial services and support to agriculture, rural infrastructure and other similar businesses for the benefit of rural America.
Our Value Proposition
CoBank is a financially strong, dependable, cooperative bank that provides relevant credit and financial solutions to rural America. We are knowledgeable, responsive and committed to enhancing our capacity to deliver a superior customer experience and competitively priced products through an efficient operating platform, while maintaining the safety and soundness of the bank for future generations. We consistently demonstrate our focus on rural America, repeatedly strive to be a trusted advisor for our customers and a trusted partner for those with whom we do business, while providing a meaningful return on shareholders’ investment and ownership in CoBank.
Our Core Values
Board members and associates of CoBank are committed to core values that are essential to achieving the bank's mission and vital to delivering its value proposition:
Integrity —Honesty, trust and adherence to strong ethical standards are at the heart of everything we do.
Human Equity — At CoBank, we celebrate our people, our differences and our shared success. We focus on the value of Human Equity, anchored in the belief that appreciating and embracing the unique characteristics and strengths that each associate brings to our business strengthens our organization and enhances the service we provide to our stakeholders.
Personal Excellence/Accountability — Every director and associate is critical to the success of our organization and is committed to the highest level of professional and personal performance.
Teamwork — We believe in putting the goals of CoBank and the mission of the Farm Credit System before the goals of any individual person or group.
Mission Enrichment — As a member of a Government Sponsored Enterprise and a cooperative, we are driven every day to achieve our public policy purpose, protect and enhance the reputation of the Farm Credit System, and live by the seven cooperative principles.
Farm Credit SystemMore
CoBank is a member of the Farm Credit System, a national network of cooperatively owned financial service providers dedicated to supporting rural communities and agriculture throughout America and Puerto Rico.
Industries We ServeMore
CoBank's customers form the backbone of the economy in rural America — agribusiness, power, water and telecommunications.
Products and ServicesMore
Growing businesses need capital. Our job at CoBank is to provide the financing you need to be successful. We offer a broad range of competitively priced, flexible loan programs, leasing services and other financial services including cash management, online services and specialized financial services to meet your changing business needs.
CoBank is part of the Farm Credit System, which Congress formed in 1916 to fill a need for long-term agricultural credit. The System is a national network of lending institutions that provides production agriculture with more than 30 percent of its credit and financial needs. CoBank was created in 1989 through the merger of 11 Banks for Cooperatives.
All cooperatives are organized under a set of guiding principles which ensures that they are dedicated to their communities and committed to their member owners.