Report Fraud

If you notice suspicious activity or unauthorized transactions, or believe your account has been accessed without permission, take action immediately.

  1. Contact CoBank’s customer service team using information from the table below. A customer service representative will ask you for detailed information regarding the suspicious activity, and will guide you through additional steps designed to help protect your account.
  2. Notify all other banks with whom you do business. It’s possible that your identifying information may have been compromised to the extent that it could be used to access other accounts or financial services.
  3. Perform a comprehensive antivirus scan on all computers (business and personal) that are used to access company information or banking sites.

If an email account was compromised:

  • Immediately close or disable the email account
  • Notify all your saved contacts
  • Make a list of all other websites or online services where the email address is part of your login credentials (typically as the user ID). Consider changing these credentials where possible.

Consider where you may have gaps in your internal controls that could have helped the fraud incident to occur, and take appropriate steps to address them.

Type of Fraud Contact Information
Transaction Clearing Account Fraud
  • Unauthorized ACH Debit transactions
  • Lost or stolen checks – including counterfeits, alterations and forged/missing endorsement
  • Lost or stolen account number
CoBank Online Services Fraud
  • Wire fraud
  • ACH fraud
  • Online profile changes
  • Bill pay
Credit Card Fraud
  • Suspicious or unauthorized card transactions
  • Lost or stolen credit card
Suspicious Phishing Email
  • If you receive a suspicious email and you responded by clicking on a link, opening an attachment or providing personal information, call us immediately.
  • If you receive a suspicious email and did not respond, email it to us as an attachment at