CoBank reports 2025 year-end financial results

DENVER (February 20, 2026) - CoBank, ACB has released its year-end 2025 financial results. The news release is available on CoBank.com under Corporate → Financial Information.

Financial highlights for the year 2025 include:

• Average loans increased 6 percent to $160.8 billion in 2025, from $151.5 billion in 2024.
• Net interest income increased 8 percent to $2.090 billion in 2025, from $1.936 billion in 2024.
• Net income increased 2 percent to $1.667 billion in 2025 as compared to $1.635 billion in 2024.
• Capital levels remained strong.
• Patronage distributions for the year will total $1.079 billion.

The bank will hold its annual year-end earnings conference call and webcast at 12:30 p.m. Mountain Time on Friday, February 27, 2026. To join the earnings call, go to https://cobank.com/2025EarningsWebinar.

Read the release

About CoBank

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving almost 80,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.