Cash Management

Cash management helps you run your business by delivering tailored financial services to manage and protect incoming and outgoing payments while also simplifying your ability to pay down your loan and maximize the use of idle funds. In addition, our solutions provide a seamless connection with your line of credit, reducing the time and resources involved with managing your funds.

Our scalable cash management services provide flexible solutions for all types of businesses, from rural borrowers operating small farms to large-scale commercial producers with complex financial needs.

Payables

Ensure payments are made accurately and on time, optimize days payable outstanding and fully leverage our automated connection to your line of credit. We offer Account Reconciliation, ACH Origination and outgoing Wire Transfer.

Receivables

Simplify collection of funds, minimize days sales outstanding and apply collected funds to your line of credit or investment opportunities. Our solutions include Automated Cash Concentration, Cash Vault, Global Check Clearing, Lockbox, Merchant Services, PayerExpress, Remote Check Capture and incoming Wire Transfer.

Information Reporting

Access account and balance information so you can optimize working capital, review detailed reporting to improve reconciliation and easily research account transactions, images and related details. We offer Business eBanking, CoLink and Web Mobile Media.

Liquidity Services

Reduce interest expense with quick movement of collected funds to your line of credit, improve your ability to maximize excess funds by connecting to investment account options and access your line of credit through the use of a dedicated Transaction Clearing Account with Sweep Options.

Fraud Management

Help protect payments and accounts, access important details to make payment decisions and improve cash forecasting by reducing returns and adjustments. CoBank’s fraud management includes ACH Positive Pay and Check Positive Pay options.


With our cash management solution, you’ll be able to accelerate your collections, decrease your interest expense, improve your disbursement management, increase investment income, improve your cash position accuracy and reduce your risk of fraud. Coupled with knowledgeable expertise specific to your business needs, our cash management solutions are designed to help your business thrive.

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