Commercial Card

Our commercial card offers a full suite of services backed by industry-leading technology with a dedicated team that can help increase qualified rebate revenue, mitigate fraud risk and reduce administrative costs. It provides an efficient solution for all your purchasing and travel-related expenditures.

Financial Benefits

  • Increased cash flow—22 days additional float on average
  • Reduced costs—card transactions have no initiation cost unlike other transaction types
  • Rebate with a minimum annual spend of $250,000
  • Insurance benefits
“It’s so much easier to track purchases and card maintenance is definitely easier. When a card needs to be activated or deactivated, we don’t even need to call in - it’s done completely and quickly online.”

Karin Shelton, Project Accountant, Mohave Electric Cooperative

Operational Enhancements

  • Better expense control for travel, vendor payments and projects
  • Enhanced payment detail versus other non-card payment types
  • Easy to change out account number if account has been compromised
  • Change or close card limits in real time, integrate data with ERP systems
“We love the new product and benefits, and we would highly recommend the CoBank Commercial Card to other organizations. Overall our experience was excellent.”

Deb Rand, CEO, USConnect Services

Other Key Benefits

  • Reduce time and expense for corporate purchases
  • Get more control of purchase authorizations
  • Enhance electronic reporting capabilities
  • Improve information management
  • Receive liability coverage against fraud
  • Reduce check issuance costs
  • Enjoy an additional layer of fraud protection
  • Receive rebates based on spend