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Interest risk management

Bring predictability to your borrowing costs

Hedge against interest rate risk. Interest rate volatility can make planning harder than it needs to be. CoBank helps agribusinesses, rural infrastructure providers and Farm Credit partners manage exposure on floating‑rate debt, so financing costs don’t get in the way of long‑term decisions.

Built around your balance sheet

You decide how much risk to manage and when. With CoBank’s customizable derivative solutions, you can hedge all or part of your debt, apply protection to new or existing loans, cover all or part of a loan’s term and manage future exposure when planning new debt. Our specialists work directly with you to structure a solution that fits your needs today and supports where you’re headed next.

Interest rate caps

Protect against rising rates while keeping flexibility

  • Set a maximum interest rate
  • Plan for worst‑case scenarios
  • Improve budget and cash‑flow predictability

Interest rate swaps

Turn variable‑rate debt into fixed‑rate certainty

  • Lock in today’s rates
  • Reduce exposure to rate swings
  • Support long‑term planning and investment

Hedge against risk with CoBank's derivative products

Connect with us today to learn more about our services and how we can support your business.