Water

For rural communities to thrive, water must be acknowledged as a top priority. CoBank recognizes and knows the critical nature of implementing timely water and wastewater projects. 

300

Customers

$2.2B

Loan Commitments

We know the importance of providing access to safe, clean drinking water all across America. We know it’s more than giving customers a great interest rate. It’s about staying on top of emerging trends. It’s streamlining the financing process with more efficiency and far less paperwork. It’s planning to upgrade aging systems and make repairs as needed. 

Not-for-profits, municipalities and districts are among the many water and wastewater borrowers who typically put funds toward projects such as these:

  • Create, improve and expand the supply of safe drinking water and waste disposal
  • Start a new construction project or expand an existing one
  • Upgrade equipment or perform needed maintenance
  • Purchase vehicles
  • Drill wells or replace pipelines
  • Repaint water towers
  • Reserve for emergency purposes

With our financing expertise in rural infrastructure and agriculture, we are more than equipped to handle your funding needs. We can put our water industry resources to good use as you navigate through major projects in good times and bad.

Financial Solutions

Lines of Credit

Ideal for funding unexpected projects, emergencies, or short-term needs

Term Project Financing

Borrow funds on a longer-term basis to assist with major system improvements

Refinancing

Save money and reduce your payments by refinancing your current debt

USDA Interim Financing

Partner with an experienced lender for easy access to low-cost construction financing for your USDA RD project

Municipal Notes and Bonds

Tax exempt and taxable financing options are available

Cash Management

Manage incoming and outgoing payments and maximize use of idle funds

Our core passion is to take water where it’s needed. Our willingness to serve any customer and to expand in anticipation of future growth has spurred economic development in our region significantly. CoBank understands that. They have played a key role in our financial success.

– Glenn Marzluf, CEO and general manager at Del-Co Water

Recent Knowledge Exchange Reports

We use CoBank’s interim financing tool on every project now, because it’s so easy. The bank understands Rural Development, and Rural Development understands CoBank.

– Bill Teichmiller, Chief Executive Officer, EJ Water Cooperative

Contact

Chris Shaffner
303-740-6525
cshaffner@cobank.com
John DeLuca
303-694-5958
jdeluca@cobank.com
CO, KS, MN, MO, NE, OK, TX, UT
Bryan Ervin
303-740-4377
ervinb@cobank.com
HI, AK, investor-owned utilities
Michael Griffiths
303-740-6479
mgriffiths@cobank.com
AL, GA, FL, KY, LA, MS, TN, WV
Bentley Hodges
303-793-2139
bhodges@cobank.com
AR, AZ, CA, ID, MT, ND, NM, NV, OR, SD, WA, WY
Julia McCusker
303-694-5858
mccuskj@cobank.com
CT, DE, IA, IL, IN, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA, VT, WI