Electric Distribution

Across rural America, lights turn on early as our farmers, ranchers, families and businesses start their day. For more than 50 years, CoBank has been delivering critical financing to enable rural electric distribution cooperatives to fulfill their mission of providing reliable power to these rural communities.




loan commitments

CoBank has financed the breadth of rural electric distribution projects, including smart grid technology implementations, distribution cooperatives’ entry into broadband communications and infrastructure upgrades and other corporate initiatives to help our customers grow their wallet share. We also have extensive experience working in coordination with government loan programs, facilitating the process on behalf of our customers.


Industry Expertise

As a committed member of the rural electric distribution industry, we support the NRECA, statewide organizations across the country, the Tennessee Valley Public Power Association and the Northwest Public Power Association, providing both funding and thought leadership to these and other organizations.


Financial Solutions

Term Loans

with maturities up to 30 years

Debt Refinancing

short-term construction financing and interim financing

Lines of Credit



Capital Markets

Cash Management

Interest Risk Management

We could not do these types of capital-intensive investments without a strong partner like CoBank. They’ve been with us from day one and it’s enabled us to make critical improvements to the co-op and for the communities and members we serve.

– Todd Townsend, CFO, Ozarks Electric Cooperative

Recent Knowledge Exchange Reports


Bill LaDuca
Doran Dennis
Western Region
Lee Earhart
Eastern Region
Tamra Reynolds
Southern Region